Does Medicare Cover Home Modifications in Connecticut?
Many Connecticut homeowners ask whether Medicare will pay for home modifications. The answer is nuanced – Medicare has specific rules about what it covers.
What Medicare Typically Covers
Original Medicare (Part A and Part B) may cover:
- Durable Medical Equipment (DME): Items like hospital beds, oxygen equipment, and wheelchairs
- Prosthetic Devices: Artificial limbs and prosthetic devices
- Orthopedic Supplies: Braces, supports, and similar items
What Medicare Typically Does NOT Cover
- Home modifications (ramps, bathroom modifications, doorway widening)
- Installation of grab bars or handrails
- Stair lifts or chair lifts (in most cases)
- Kitchen modifications
- Smart home technology
Alternative Funding Sources in Connecticut
While Medicare may not cover home modifications, these programs might help:
Medicaid (HUSKY Health)
Connecticut’s Medicaid program may cover home modifications through waiver programs that help people stay in their homes rather than moving to nursing facilities.
Veterans Benefits
If you’re a veteran, you may qualify for:
- Specially Adapted Housing (SAH) grant
- Special Housing Adaptation (SHA) grant
- Home improvements and structural alterations (HISA) grant
Connecticut State Programs
Connecticut offers various programs through the Department of Aging and Disability Services.
Get Help Navigating Your Options
We can help you understand what funding options you may qualify for. Contact us for a free consultation.
